just a quick post!

today i cleared out my ang paos and wallets- i have this bad habit of leaving bits of stuff in my wallets whenever i change them, until i accumulate so many of them that they present a physical obstruction to the closing of my drawer and need to be Dealt With. like today. my mom is always telling me that my drawers need to be Dealt With or that my wardrobe needs to be Dealt With or the state of my table needs to be Dealt With or my shoes need to be Dealt With or my earrings need to be Dealt With. you have no idea how i hate that phrase. anyway so today i took out all the cash from my wallets and angpaos and stacked it in a little heap. in fact i felt quite pleased when i saw that little heap, which led me to conclude that i will grow up to be a very mercenary person.

that's when a thought struck me- that i should keep all the money in the bank so that i'll never be able to spend and the money will always be there! of course i quickly dismissed this thought. but, it did occur to me that if i put all my money into debit card accounts, not only will i not have to worry about losing my cash, i'll also be discouraged from spending it! because once i make the effort of going to deposit all the money into the account, i'll think twice before whipping out my card to sign for whatever i want to buy. plus, not all stores accept cards, which means that my spending will be further limited. i've had a maybank card for a few years already, but this is quite useless because it's impossible to find maybank ATMs around and sometimes you just need cash you know? so i'm now looking around to find cards with the lowest interests rates and most accessible machines. i'm quite keen on the UOB visa mini, which is obviously uber cool because it's a MINI. but i don't think minis can fit into ATMs, so i foresee we will have problems, yes. or maybe we will just need another card on top of that, HMM.

lastly! did you know there are sales EVERYWHERE??? and it's like 50% off storewide kinda sales. today i thought i'd take a quick walk through wisma before meeting fishie for lunch and almost died. it took me one hour just to make it through forever 21 and half of the basement, by which time i was sorely regretting clearing my wallet of excess cash. did i say there were sales everywhere?!?! so many things to buy, so little time! and money! =p

i am beginning to think that the putting all the money into the bank idea might actually be the smartest thing to do...